Debt collectors like Sentry Credit must follow strict federal rules when attempting to collect a debt. Repeated or excessive phone calls, late-night calls, or constant messages can qualify as harassment under the FDCPA. Collectors cannot threaten arrest, lawsuits, or wage garnishment if they are not legally allowed or do not intend to take those actions. You are also entitled to a wri... https://protectionforconsumers.com/stop-sentry-credit-debt-collection-harassment/